Question:  What are your payment terms? 

I accept payment either on a W-2 or 1099.  Clients usually pay me bi-weekly when I’m working on a W-2. When I’m paid an hourly rate on a 1099,  I bill either weekly or monthly, with the invoiced payment due “net 30 days.”

When working for a flat fee or with small, new clients, I require a deposit up front, equivalent to either one third or one half of the estimated or agreed upon flat rate for the project.  The remaining portions of the balance due are due upon submission of the first draft, and/or upon project completion.